
*{box-sizing:border-box}
body{margin:0;font-family:"Open Sans",Verdana,Arial,sans-serif;font-size:15px;color:#222;background:#eef1f5;line-height:1.5}
a{color:#0b58a6}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
/* legacy utility bar */
.util{background:#0d2340;color:#c9d6e8;font-size:12.5px}
.util .wrap{display:flex;justify-content:space-between;align-items:center;height:34px}
.util a{color:#fff;margin-left:16px}
.util b{color:#8fe36b}
/* logo row */
.logo-row{background:#fff;border-bottom:1px solid #d6dde6}
.logo-row .wrap{display:flex;align-items:center;justify-content:space-between;height:78px}
.logo{font:800 28px/1 Georgia,"Times New Roman",serif;color:#0d2340;text-decoration:none;letter-spacing:-.5px}
.logo span{color:#e8590c}
.logo small{display:block;font:600 10.5px/1.6 Verdana,sans-serif;color:#6a7686;letter-spacing:.4px;text-transform:uppercase}
.logo-row .right{display:flex;align-items:center;gap:18px;font-size:13px}
.btn{display:inline-block;background:#e8590c;color:#fff!important;text-decoration:none;font-weight:700;padding:11px 22px;border-radius:6px;border-bottom:3px solid #b8440a;font-size:15px}
.btn.ghost{background:#fff;color:#0d2340!important;border:2px solid #0d2340;border-bottom-width:2px}
/* nav */
.nav{background:#1c3d66}
.nav .wrap{display:flex;align-items:center;height:44px}
.nav a{color:#fff;text-decoration:none;font-weight:600;font-size:14px;padding:0 15px;height:44px;display:flex;align-items:center}
.nav a:first-child{padding-left:0}
.nav a:hover{background:#264f82}
.nav .caret{font-size:9px;margin-left:5px;opacity:.7}
.nav input{margin-left:auto;height:30px;width:220px;border:0;padding:0 10px;font-size:13px}
.ticker{background:#dfe8f3;border-bottom:1px solid #c5d3e4;font-size:12.5px;color:#34465e}
.ticker .wrap{display:flex;justify-content:space-between;height:30px;align-items:center}
/* hero */
.hero{background:#fff}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;padding-top:38px;padding-bottom:38px}
.stars{display:inline-flex;align-items:center;gap:8px;font-size:13px;border:1px solid #d6dde6;border-radius:30px;padding:5px 12px;margin-bottom:14px}
.stars i{color:#00b67a;font-style:normal;letter-spacing:1px}
h1{font:800 40px/1.12 Arial,Helvetica,sans-serif;margin:0 0 12px;color:#0d2340;letter-spacing:-.5px}
h1 em{font-style:normal;color:#e8590c}
.sub{font-size:17px;color:#445;margin:0 0 16px}
.checks{list-style:none;padding:0;margin:0 0 22px}
.checks li{padding-left:26px;position:relative;margin:6px 0}
.checks li:before{content:"✔";position:absolute;left:0;color:#2f9e44;font-weight:700}
.fine{font-size:13px;color:#667;margin-top:10px}
/* newsroom box (EIN legacy) */
.box{border:1px solid #c5d3e4;background:#f7f9fc}
.box h3{margin:0;background:#1c3d66;color:#fff;font-size:14px;padding:9px 14px;display:flex;justify-content:space-between}
.box h3 a{color:#bcd3f0;font-weight:400;font-size:12px}
.box ul{list-style:none;margin:0;padding:4px 14px}
.box li{border-bottom:1px dotted #b9c6d6;padding:9px 0;font-size:13.5px}
.box li:last-child{border:0}
.box li a{font-weight:700}
.box .meta{display:block;color:#778;font-size:11.5px}
/* logos */
.seen{background:#f4f6f9;border-top:1px solid #dde3ea;border-bottom:1px solid #dde3ea;text-align:center;padding:20px 0}
.seen p{margin:0 0 10px;font-size:12px;font-weight:700;letter-spacing:1px;color:#6a7686}
.seen .logos{display:flex;justify-content:center;gap:34px;font:700 20px Georgia,serif;color:#8a94a3;flex-wrap:wrap}
/* pricing */
section{padding:36px 0}
h2{font:800 27px Arial,sans-serif;color:#0d2340;margin:0 0 6px;text-align:center}
.lead{text-align:center;color:#556;margin:0 0 24px}
.plans{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.plan{background:#fff;border:1px solid #d6dde6;border-radius:8px;padding:20px;text-align:center}
.plan.pop{border:2px solid #e8590c;position:relative}
.plan.pop:before{content:"MOST POPULAR";position:absolute;top:-11px;left:50%;transform:translateX(-50%);background:#e8590c;color:#fff;font-size:10.5px;font-weight:700;padding:2px 10px;border-radius:10px}
.plan h4{margin:0;font-size:16px;color:#0d2340}
.plan .price{font:800 34px Arial;color:#0d2340;margin:6px 0}
.plan .price small{font-size:13px;color:#778;font-weight:400}
.plan ul{text-align:left;padding-left:18px;font-size:13.5px;margin:10px 0 16px}
.plan .btn{padding:9px 16px;font-size:14px;width:100%}
/* resources (legacy link lists) */
.res{background:#fff;border-top:1px solid #d6dde6}
.cols{display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.cols h5{font-size:14px;margin:0 0 8px;color:#0d2340;border-bottom:2px solid #e8590c;padding-bottom:5px}
.cols ul{list-style:none;padding:0;margin:0;font-size:13.5px}
.cols li{margin:5px 0}
.cols li:before{content:"» ";color:#e8590c}
.cta{background:#0d2340;color:#fff;text-align:center;padding:28px 0}
.cta b{font-size:22px}
.seen .stats{display:grid;grid-template-columns:repeat(4,1fr);max-width:900px;margin:0 auto;gap:10px;font-size:13px;color:#6a7686}
.seen .stats b{display:block;font:800 26px Arial,sans-serif;color:#0d2340}
.addons{max-width:720px;margin:26px auto 0;background:#fff;border:1px dashed #9fb2c9;border-radius:8px;padding:16px 20px}
.addons h4{margin:0 0 8px;font-size:15px;color:#0d2340}
.addons h4 span{font-weight:400;color:#778;font-size:13px}
.addon{display:flex;justify-content:space-between;align-items:center;border-top:1px dotted #c5d3e4;padding:10px 0}
.alogo{height:30px;width:96px;object-fit:contain;object-position:left center;flex:none;margin-right:14px}
.addon .at{flex:1}
.addon small{display:block;color:#778;font-size:12.5px}
.addon .ap{font:800 18px Arial;color:#e8590c;white-space:nowrap}
.menu-btn{display:none}
@media (max-width:900px){
 .util .wrap>div:first-child{display:none}
 .util .wrap{justify-content:flex-end}
 .logo-row .right span{display:none}
 .logo{font-size:23px}
 .logo-row .btn{padding:9px 14px;font-size:14px}
 .nav .wrap{overflow-x:auto;white-space:nowrap;-webkit-overflow-scrolling:touch}
 .nav a{padding:0 11px;font-size:13.5px;flex:none}
 .nav input{display:none}
 .ticker .wrap{height:auto;padding-top:6px;padding-bottom:6px;flex-direction:column;align-items:flex-start;gap:2px}
 .hero .wrap{grid-template-columns:1fr;gap:26px;padding-top:24px;padding-bottom:26px}
 h1{font-size:30px}
 .sub{font-size:16px}
 .hero .btn{display:block;text-align:center;margin-bottom:10px}
 .seen .stats{grid-template-columns:repeat(2,1fr);row-gap:16px}
 .plans{grid-template-columns:1fr 1fr}
 .cols{grid-template-columns:1fr 1fr}
 h2{font-size:23px}
 .cta b{display:block;margin-bottom:12px}
}
@media (max-width:560px){
 .plans,.cols{grid-template-columns:1fr}
 .logo small{display:none}
}
footer{background:#081629;color:#8d9bb0;font-size:12.5px;padding:24px 0}
footer a{color:#b6c4d8;margin-right:14px}

/* article pages */
.hub.cards li{border:1px solid #d6dde6;border-radius:8px;background:#f7f9fc;padding:16px}
.hub.cards a{display:inline;border:0;padding:0;background:none;font-size:16px}
.hub.cards p{font-size:13.5px;color:#556;margin:6px 0 0}
.newslist ul{padding:4px 16px}
.newslist p{margin:4px 0 0;font-size:14px;color:#445}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fields label{display:flex;flex-direction:column;font-size:13.5px;font-weight:700;color:#0d2340;gap:5px}
.fields .full{grid-column:1/-1}
.fields input,.fields textarea{font:15px inherit;font-family:inherit;border:1px solid #c5d3e4;border-radius:6px;padding:10px;font-weight:400}
@media (max-width:560px){.fields{grid-template-columns:1fr}}
.homeseo{background:#fff;border-top:1px solid #d6dde6;padding:40px 0 10px}
.homeseo .prose{max-width:860px;margin:0 auto}
.homeseo .prose h2:first-child{border-top:0;margin-top:0}
.feat{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:6px 0 18px}
.feat div{border:1px solid #d6dde6;border-radius:8px;padding:14px;background:#f7f9fc}
.feat b{color:#0d2340}
.feat p{font-size:14.5px;margin:6px 0 0;line-height:1.5}
@media (max-width:900px){.feat{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.feat{grid-template-columns:1fr}}
.prose{min-width:0;font-size:16.5px;line-height:1.7;color:#222}
.prose h1{font-size:34px;margin:6px 0 10px}
.prose h2{text-align:left;font:800 24px/1.3 Arial,sans-serif;color:#0d2340;margin:34px 0 10px;padding-top:6px;border-top:1px solid #e3e8ef}
.prose h3{font:700 19px/1.35 Arial,sans-serif;color:#0d2340;margin:24px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 14px}
.prose li{margin:4px 0}
.prose table{width:100%;border-collapse:collapse;margin:8px 0 18px;font-size:14.5px}
.prose th,.prose td{border:1px solid #d6dde6;padding:8px 10px;text-align:left;vertical-align:top}
.prose th{background:#eef3f9;color:#0d2340}
.prose blockquote{margin:0 0 16px;padding:10px 16px;border-left:4px solid #e8590c;background:#fff7f2}
.byline{font-size:13px;color:#6a7686;margin:0 0 16px;padding-bottom:12px;border-bottom:1px solid #e3e8ef}
.lede{font-size:18.5px;color:#34465e}
.toc{background:#f7f9fc;border:1px solid #d6dde6;border-radius:8px;padding:12px 18px;margin:0 0 20px;font-size:14.5px}
.toc b{color:#0d2340}
.sample{background:#fffdf8;border:1px solid #d9d2c3;border-top:4px solid #0d2340;border-radius:4px;padding:22px 26px;margin:6px 0 22px;font-family:Georgia,"Times New Roman",serif;font-size:15.5px;line-height:1.65;box-shadow:0 2px 6px rgba(0,0,0,.05)}
.sample .for{font:700 11.5px Verdana,sans-serif;letter-spacing:1px;color:#e8590c;text-transform:uppercase}
.sample h4{font:700 20px/1.3 Georgia,serif;margin:6px 0 4px;color:#111}
.sample .subhead{font-style:italic;color:#444;margin-bottom:10px}
.sample .end{text-align:center;letter-spacing:4px}
.note{font-size:13.5px;color:#556;background:#f4f6f9;border-radius:6px;padding:8px 12px}
pre.tpl{white-space:pre-wrap;background:#fffdf8;border:1px solid #d9d2c3;border-radius:0 0 6px 6px;padding:18px 20px;font:14px/1.6 Menlo,Consolas,monospace;margin:0 0 22px;color:#222}
.tplbar{display:flex;gap:10px;align-items:center;background:#0d2340;border-radius:6px 6px 0 0;padding:8px 10px}
.tplbar button,.tplbar a{background:#e8590c;color:#fff;border:0;border-radius:4px;padding:6px 12px;font-weight:700;font-size:13px;cursor:pointer;text-decoration:none;font-family:inherit}
.tplbar a{background:#fff;color:#0d2340}
.callout{background:#0d2340;color:#dfe8f3;border-radius:8px;padding:20px 22px;margin:26px 0}
.callout b{color:#fff;font-size:18px}
.callout p{margin:6px 0 14px}
.callout a:not(.btn){color:#bcd3f0}
.side{align-self:start;position:sticky;top:16px}
.sidebox{border:2px solid #e8590c;border-radius:8px;padding:16px;margin-bottom:16px;background:#fff7f2}
.sidebox p{font-size:13.5px;margin:6px 0 12px}
.sidebox .btn{display:block;text-align:center}
.author{display:flex;gap:16px;align-items:flex-start;border:1px solid #d6dde6;border-radius:8px;padding:16px;background:#f7f9fc}
@media (max-width:900px){.prose table{display:block;overflow-x:auto}.prose h1{font-size:27px}.prose{font-size:16px}.side{position:static}.sample{padding:16px}}
.plan{display:flex;flex-direction:column}.plan ul{flex:1}
/* skeleton + shared-shell additions */
.nav .dd{position:relative;display:flex}
.nav .menu{display:none;position:absolute;top:44px;left:0;background:#fff;border:1px solid #c5d3e4;min-width:260px;z-index:20;box-shadow:0 6px 18px rgba(13,35,64,.15)}
.nav .menu a{color:#0b58a6;height:auto;padding:9px 14px;font-weight:600;border-bottom:1px dotted #d6dde6}
.nav .menu a:hover{background:#eef3f9}
.nav .dd:hover .menu,.nav .dd:focus-within .menu{display:block}
.crumbs{font-size:12.5px;color:#6a7686;padding:14px 0 0}
.crumbs a{color:#6a7686}
.page{background:#fff;border-bottom:1px solid #d6dde6}
.page .wrap{padding-top:10px;padding-bottom:40px}
.page h1{font-size:32px;margin:6px 0 22px}
.blank{border:2px dashed #c9d3df;border-radius:8px;background:#f7f9fc;min-height:150px;margin:0 0 18px}
.blank.tall{min-height:260px}
.layout{display:grid;grid-template-columns:1fr 300px;gap:26px}
.hub{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.hub a{display:block;border:1px solid #d6dde6;border-radius:8px;padding:16px;font-weight:700;background:#f7f9fc;text-decoration:none}
.hub a:hover{border-color:#e8590c}
.order{display:grid;grid-template-columns:1fr 320px;gap:26px}
.opt{display:flex;align-items:center;gap:12px;border:1px solid #d6dde6;border-radius:8px;padding:14px;margin:0 0 10px;cursor:pointer;background:#fff}
.opt:has(input:checked){border:2px solid #e8590c;background:#fff7f2}
.opt input{width:18px;height:18px;accent-color:#e8590c}
.opt .n{flex:1}
.opt .n small{display:block;color:#778}
.opt .p{font:800 18px Arial;color:#0d2340}
.opt img{height:26px;width:84px;object-fit:contain;object-position:left center}
.order h3{font-size:16px;color:#0d2340;margin:22px 0 10px}
.sum{border:1px solid #c5d3e4;background:#f7f9fc;border-radius:8px;padding:18px;position:sticky;top:16px;align-self:start}
.sum .row{display:flex;justify-content:space-between;font-size:14px;padding:5px 0}
.sum .tot{border-top:2px solid #0d2340;margin-top:8px;padding-top:10px;font:800 22px Arial;color:#0d2340}
.sum .btn{width:100%;text-align:center;margin-top:14px;border:0;cursor:pointer;font-family:inherit}
.sum .note{font-size:12px;color:#8a5a00;margin-top:10px;min-height:1em}
/* mobile header */
.burger,.mnav,.logo-row .short{display:none}
.mnav[hidden]{display:none!important}
@media (max-width:900px){
 .util{display:none}
 .nav{display:none}
 .ticker{display:none}
 .logo-row .wrap{height:62px;gap:10px}
 .logo{font-size:22px;white-space:nowrap;min-width:0}
 .logo small{font-size:9px;letter-spacing:.3px}
 .logo-row .right{gap:8px;flex:none}
 .logo-row .btn{padding:8px 14px;font-size:14px;border-bottom-width:2px}
 .logo-row .right .full{display:none}.logo-row .right .short{display:inline}
 .burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:42px;height:40px;padding:0 10px;background:#0d2340;border:0;border-radius:6px;cursor:pointer}
 .burger i{display:block;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}
 .burger.x i:nth-child(1){transform:translateY(7px) rotate(45deg)}
 .burger.x i:nth-child(2){opacity:0}
 .burger.x i:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
 .mnav{display:block;background:#fff;border-bottom:3px solid #1c3d66;padding:12px 20px 18px;box-shadow:0 8px 18px rgba(13,35,64,.12)}
 .mnav>input{width:100%;height:40px;border:1px solid #c5d3e4;border-radius:6px;padding:0 12px;font-size:15px;margin-bottom:6px}
 .mnav details,.mnav .top{border-bottom:1px solid #e3e8ef}
 .mnav summary,.mnav .top{display:flex;justify-content:space-between;align-items:center;padding:14px 2px;font-weight:700;font-size:16px;color:#0d2340;text-decoration:none;cursor:pointer;list-style:none}
 .mnav summary::-webkit-details-marker{display:none}
 .mnav summary:after{content:"+";font-size:20px;color:#e8590c;font-weight:400}
 .mnav details[open] summary:after{content:"–"}
 .mnav details div{padding:0 0 10px 12px;border-left:3px solid #e8590c;margin:0 0 12px 2px}
 .mnav details div a{display:block;padding:8px 0;font-size:15px}
 .mnav .mfoot{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:13.5px;padding:14px 2px;color:#6a7686}
 .mnav .mbtn{display:block;text-align:center}
}
@media (max-width:380px){.logo{font-size:19px}.logo small{display:none}}
@media (max-width:900px){
 .nav .menu{display:none!important}
 .layout,.order{grid-template-columns:1fr}
 .hub{grid-template-columns:1fr 1fr}
 .page h1{font-size:26px}
}
@media (max-width:560px){.hub{grid-template-columns:1fr}}
